XRP, one of the top cryptocurrencies, may soon become unaffordable for the majority of investors, warns Edoardo Farina, founder of Alpha Lions Academy. According to him, economic conditions, institutional accumulation, and the rise of central bank digital currencies (CBDCs) could push XRP out of reach for average buyers.
Economic Pressures on Retail Investors
The global economy is facing increasing challenges, with inflation reducing people’s purchasing power. Many investors are being forced to sell assets, including crypto, to cover daily expenses. At the same time, rising credit card debt and financial instability make it harder for individuals to invest in digital assets like XRP.
Institutional Investors Taking Over
As small investors struggle, big institutions are accumulating XRP. Farina points out that order books are thinner compared to previous bull runs, indicating lower retail participation. With fewer individuals buying, institutions are gaining control, which could drive XRP’s price higher.
XRP’s Role in the Future of CBDCs
The introduction of CBDCs, such as the digital euro planned for 2025, could further impact XRP’s price. Several countries, including Montenegro, have already tested the XRP Ledger for digital currencies. If more governments adopt XRP’s technology, its demand could skyrocket, leading to a price surge similar to what Stellar (XLM) experienced when Ukraine announced its CBDC plans.
What’s Next for XRP?
If Farina’s predictions hold true, XRP could reach new heights, potentially hitting $100 or even $1,000. However, as prices rise, fewer retail investors may be able to afford it. Those who already hold XRP might benefit, but new buyers could find themselves priced out.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always do your own research before investing.
